LaunchVets
All discount categories

Discount category

Banking & Financial

Business checking, credit cards, and lending built for veterans.

10 verified discounts in this category.

Business BankingVerified: Verified August 2026

PenFed Credit Union

PenFed Business Checking + SBA Lending

No monthly maintenance fees on business checking. Preferred SBA lending terms.
Who's eligible

Anyone can join PenFed today (originally military-only). No fee to join.

Verification

No verification required

Editor's take

Best for: Vet founders who want a credit union with military DNA and full-service business banking + SBA lending.

Not worth it if: You need branches in a specific city PenFed does not serve. Digital-only banking may fit better.

Business BankingVerified: Verified August 2026

Navy Federal Credit Union

Navy Federal Business Solutions

No monthly fees on business checking. Competitive rates on business credit cards and lending.
Who's eligible

Active-duty military, veterans, DoD civilians, and family members. Membership required.

Verification

Direct with vendor

Editor's take

Best for: Military-eligible vet founders who want the largest US credit union with deep military DNA.

Not worth it if: You are not eligible for Navy Federal membership.

Business Banking + InsuranceVerified: Verified August 2026

USAA

USAA Small Business Solutions

Preferred rates on business insurance and banking for eligible members
Who's eligible

Active-duty military, veterans (all eras), and family members.

Verification

Direct with vendor

Editor's take

Best for: Vet founders already on USAA for personal banking who want to consolidate to one institution.

Not worth it if: USAA business banking coverage is less comprehensive than PenFed or Navy Federal for pure business needs.

SBA LendingVerified: Verified August 2026

Live Oak Bank

Live Oak Bank SBA 7(a) Veterans Advantage

SBA 7(a) Veterans Advantage waives certain SBA guarantee fees for veteran-owned businesses on loans up to $500K
Who's eligible

Veteran-owned businesses (51%+ vet-owned) applying for SBA 7(a) loans up to $500K. Live Oak is one of the largest SBA lenders in the US.

Verification

Direct with vendor

Editor's take

Best for: Vet founders who need real business capital ($150K-$500K) for expansion, acquisition, or working capital.

Not worth it if: You need less than $50K. Look at SBA microloans through nonprofit intermediaries instead.

Startup Banking + Perks BundleVerified: Verified August 2026

Mercury

Mercury Business Banking + Perks

Free business checking + curated deals bundle across dozens of SaaS/cloud vendors
Who's eligible

US-based startups. Mercury does not serve all industries (crypto, adult, cannabis excluded).

Verification

Direct with vendor

Editor's take

Best for: Startup path founders. Mercury is the default modern banking for VC-track startups. Perks bundle at signup is genuinely valuable.

Not worth it if: You need traditional banking with in-person branches. Or your business is in an excluded industry.

Corporate Card + Banking + PerksVerified: Verified August 2026

Brex

Brex for Startups

Corporate cards, treasury, spend management, plus partner rewards and ecosystem perks
Who's eligible

Startups with any revenue or funding.

Verification

Direct with vendor

Editor's take

Best for: Startups with real spend needing corporate cards + rewards + spend management. Also strong for early-stage travel/expense.

Not worth it if: You are a solo founder with light spend. A basic business credit card is fine.

Corporate Card + Spend ManagementVerified: Verified August 2026

Ramp

Ramp for Startups

Corporate card with 1.5% cash back + spend management + partner perks
Who's eligible

US-based businesses with a bank account.

Verification

Direct with vendor

Editor's take

Best for: Any founder wanting a simple corporate card with automated expense management. Strong integrations with QuickBooks and Xero.

Not worth it if: You need travel-heavy rewards. Chase Ink Business Preferred beats Ramp on travel points.

Multi-Currency + International PaymentsVerified: Verified August 2026

Airwallex

Airwallex Global Payments

$50,000 in fee-free FX conversions (via FounderPass and similar programs)
Who's eligible

Any business with international payment needs.

Verification

Direct with vendor

Editor's take

Best for: Startups selling internationally or paying international contractors. Great FX rates vs Wise or bank wires.

Not worth it if: You are US-only. Overkill.

Multi-Currency AccountVerified: Verified August 2026

Wise

Wise Business

Multi-currency business account with real mid-market FX rates + low transfer fees
Who's eligible

Any business.

Verification

Direct with vendor

Editor's take

Best for: Founders paying international contractors or receiving payments from international customers.

Not worth it if: You are US-only and pay US-only. No advantage over a normal business bank.

Vendor Payments (AP)Verified: Verified August 2026

Melio

Melio Payments

$200 in free credit at signup (via FounderPass and similar programs)
Who's eligible

Any US business needing to pay vendors.

Verification

Direct with vendor

Editor's take

Best for: Small business path founders paying vendors regularly. Free ACH to any US business.

Not worth it if: You already have a working AP process.

Monday Deadlines

New discounts, expiring cloud credits, and program windows every Monday at 6am ET. Free.