SBA 7(a) Loan: Veterans Advantage
U.S. Small Business Administration
Eligibility
Vet-owned business (51%+) seeking working capital, equipment, or real estate financing up to $5M.
Award
Up to $5M; reduced/waived SBA guarantee fee for loans $150k+
Deadlines
Rolling · Rolling
Editor's take
Use Lender Match to find an SBA-preferred lender with vet experience.
Vet reviews of this program
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- •Time spent: hours in-person, hours virtual, duration in weeks, required attendance.
- •Actual benefit: cash grants received, follow-on capital raised, cost coverage, equity taken.
- •Selectivity: cohort size, acceptance rate, percent veteran or military.
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SDVOSB Certification (VetCert)
SBA Office of Veterans Business Development
Service-disabled veteran (10%+ VA rating) with 51%+ ownership and control of the business. Self-certification for federal subcontracting and goaling ended December 22, 2024 (NDAA FY2024). SBA VetCert is now the only path.